/*
Theme Name: Clarevance Group
Theme URI: https://clarevancegroup.com/
Author: Clarevance Group
Description: Bespoke responsive WordPress theme for Clarevance Group, matching the approved HTML design.
Version: 1.5.0
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: clarevance-group
*/

@font-face{font-family:'Lora';src:url('assets/fonts/lora-400-normal.woff2') format('woff2');font-weight:400;font-style:normal;font-display:swap;}
@font-face{font-family:'Lora';src:url('assets/fonts/lora-600-normal.woff2') format('woff2');font-weight:600;font-style:normal;font-display:swap;}
@font-face{font-family:'Inter';src:url('assets/fonts/inter-400-normal.woff2') format('woff2');font-weight:400;font-style:normal;font-display:swap;}
@font-face{font-family:'Inter';src:url('assets/fonts/inter-700-normal.woff2') format('woff2');font-weight:700;font-style:normal;font-display:swap;}

:root{
  --navy:#0F1C38;
  --navy-light:#16264a;
  --gold:#C9A84C;
  --gold-light:#e0c578;
  --cream:#F8F6F1;
  --slate:#5A6A80;
  --slate-light:#8a9bb5;
  --line:#e6e1d6;
  --white:#ffffff;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;scroll-padding-top:86px;}
body{margin:0;font-family:'Inter',Arial,sans-serif;color:var(--navy);background:var(--white);-webkit-font-smoothing:antialiased;overflow-x:hidden;}
body.admin-bar .site-header{top:32px;}
a{text-decoration:none;color:inherit;}
ul{list-style:none;}
img,svg{display:block;max-width:100%;}
button,input,textarea,select{font:inherit;}
.wrap{width:100%;max-width:1180px;margin:0 auto;padding:0 32px;}
h1,h2,h3{font-family:'Lora',Georgia,serif;font-weight:400;color:var(--navy);}
.eyebrow{font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:700;}

/* Accessibility */
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:9999;}
.skip-link:focus{left:8px;top:8px;}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;}

/* Header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:1000;border-bottom:1px solid rgba(255,255,255,0.08);}
.nav-inner{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px;}
.brand{display:flex;align-items:center;gap:12px;flex-shrink:0;}
.brand-icon{width:38px;height:38px;border-radius:6px;background:rgba(255,255,255,0.08);position:relative;flex-shrink:0;}
.brand-icon span{position:absolute;left:8px;right:8px;border-radius:2px;}
.brand-icon .bar1{top:12px;height:6px;background:rgba(255,255,255,0.92);}
.brand-icon .bar2{top:21px;right:13px;height:6px;background:var(--gold);}
.brand-text{line-height:1.05;}
.brand-text .name{display:block;font-family:'Lora',Georgia,serif;font-size:18px;color:#fff;letter-spacing:.02em;}
.brand-text .sub{display:block;font-family:'Lora',Georgia,serif;font-size:9px;letter-spacing:.28em;color:var(--gold);}
nav.links{display:flex;align-items:center;gap:36px;}
nav.links a{font-size:13px;letter-spacing:.04em;color:var(--slate-light);transition:color .2s ease;}
nav.links a:hover,nav.links a:focus-visible{color:#fff;}
.nav-cta{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--gold);color:var(--gold);font-size:12px;letter-spacing:.1em;padding:10px 20px;border-radius:4px;background:transparent;cursor:pointer;transition:background-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease;white-space:nowrap;}
.nav-cta:hover,.nav-cta:focus-visible{background:var(--gold);color:var(--navy);transform:translateY(-1px);box-shadow:0 8px 20px rgba(201,168,76,.18);}
.menu-btn{display:none;background:none;border:0;color:#fff;font-size:28px;line-height:1;cursor:pointer;padding:6px;}

/* Hero */
.hero{background:var(--navy);padding:96px 0 110px;text-align:center;position:relative;overflow:hidden;}
.hero::before{content:"";position:absolute;top:-120px;right:-120px;width:420px;height:420px;border:1px solid rgba(201,168,76,0.12);border-radius:50%;}
.hero::after{content:"";position:absolute;bottom:-160px;left:-100px;width:360px;height:360px;border:1px solid rgba(201,168,76,0.08);border-radius:50%;}
.hero-inner{position:relative;z-index:1;}
.hero h1{font-size:46px;line-height:1.28;color:#fff;max-width:680px;margin:22px auto;}
.hero h1 em{color:var(--gold);font-style:italic;}
.hero p{font-size:16px;line-height:1.8;color:var(--slate-light);max-width:570px;margin:0 auto 38px;}
.btn-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}
.btn{display:inline-flex;align-items:center;justify-content:center;min-width:132px;font-size:12px;letter-spacing:.12em;padding:14px 30px;border-radius:4px;cursor:pointer;border:1px solid transparent;transition:transform .2s ease,background-color .2s ease,color .2s ease,border-color .2s ease,box-shadow .2s ease;}
.btn:hover,.btn:focus-visible{transform:translateY(-2px);}
.btn-gold{background:var(--gold);color:var(--navy);font-weight:700;}
.btn-gold:hover,.btn-gold:focus-visible{background:var(--gold-light);box-shadow:0 10px 24px rgba(201,168,76,.22);}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,0.32);}
.btn-outline-light:hover,.btn-outline-light:focus-visible{background:#fff;color:var(--navy);border-color:#fff;box-shadow:0 10px 24px rgba(0,0,0,.18);}
.btn-dark{background:var(--navy);color:#fff;}
.btn-dark:hover,.btn-dark:focus-visible{background:var(--navy-light);box-shadow:0 10px 24px rgba(15,28,56,.2);}
.btn-outline-dark{background:transparent;color:var(--navy);border-color:var(--navy);}
.btn-outline-dark:hover,.btn-outline-dark:focus-visible{background:var(--navy);color:#fff;}

/* Stats */
.stats{background:var(--cream);border-top:3px solid var(--gold);padding:0;}
.stats-inner{display:flex;justify-content:center;flex-wrap:wrap;}
.stat{flex:1;min-width:140px;max-width:220px;text-align:center;padding:34px 20px;border-left:1px solid var(--line);}
.stat:first-child{border-left:none;}
.stat .num{font-family:'Lora',Georgia,serif;font-size:30px;color:var(--navy);}
.stat .lbl{font-size:10px;letter-spacing:.14em;color:var(--slate-light);margin-top:4px;text-transform:uppercase;}

/* Sections */
.site-main section{padding:80px 0;}
.site-main .stats{padding:0;}
.sec-head{max-width:590px;margin-bottom:44px;}
.sec-head h2{font-size:30px;line-height:1.3;margin:10px 0 14px;}
.sec-head p{font-size:14.5px;line-height:1.8;color:var(--slate);}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border:1px solid var(--line);border-radius:8px;overflow:hidden;}
.svc{background:#fff;padding:32px 28px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:background-color .2s ease,transform .2s ease;}
.grid-3 .svc:nth-child(3n){border-right:none;}
.grid-3 .svc:nth-last-child(-n+3){border-bottom:none;}
.svc:hover{background:#fdfcf9;}
.svc-icon{width:40px;height:40px;background:var(--navy);border-radius:5px;display:flex;align-items:center;justify-content:center;margin-bottom:20px;}
.svc h3{font-size:17px;margin-bottom:10px;}
.svc p{font-size:13.5px;line-height:1.75;color:var(--slate);}
.svc-meta{margin-top:14px;font-size:11.5px;color:var(--slate-light);letter-spacing:.04em;line-height:1.6;}
.alt-bg{background:var(--cream);}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border:1px solid var(--line);border-radius:8px;overflow:hidden;background:var(--white);}
.why{padding:28px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);}
.grid-2 .why:nth-child(2n){border-right:none;}
.grid-2 .why:nth-last-child(-n+2){border-bottom:none;}
.why-num{font-size:12px;color:var(--gold);letter-spacing:.1em;font-weight:700;margin-bottom:10px;}
.why h3{font-size:15px;margin-bottom:8px;font-family:'Inter',sans-serif;font-weight:700;}
.why p{font-size:13.5px;line-height:1.75;color:var(--slate);}
.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--line);border-radius:8px;overflow:hidden;}
.step{background:#fff;padding:26px 22px;border-right:1px solid var(--line);}
.grid-4 .step:last-child{border-right:none;}
.step-n{font-size:10px;color:var(--gold);letter-spacing:.12em;font-weight:700;margin-bottom:12px;}
.step h3{font-size:15px;margin-bottom:8px;}
.step p{font-size:12.5px;line-height:1.7;color:var(--slate);}
.dark{background:var(--navy);}
.dark .sec-head h2{color:#fff;}
.tgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;}
.tcard{background:rgba(255,255,255,0.05);border:1px solid rgba(255,255,255,0.1);border-radius:8px;padding:28px;}
.tcard p{font-family:'Lora',Georgia,serif;font-style:italic;font-size:15px;line-height:1.85;color:#cfdaf0;margin-bottom:18px;}
.ta{font-size:11px;letter-spacing:.08em;color:var(--slate-light);}
.ta b{color:var(--gold);font-weight:700;}
.pills{display:flex;flex-wrap:wrap;gap:10px;}
.pill{font-size:13px;padding:9px 18px;border:1px solid #d8d2c2;border-radius:24px;color:var(--navy);background:#fff;transition:border-color .2s ease,transform .2s ease;}
.pill:hover{border-color:var(--gold);transform:translateY(-1px);}
.fintech-info{margin-top:44px;padding:28px 32px;background:#fff;border:1px solid var(--line);border-radius:8px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;}
.info-title{font-size:11px;letter-spacing:.16em;color:var(--gold);font-weight:700;margin-bottom:10px;}
.info-copy{font-size:13.5px;color:var(--slate);line-height:1.9;}

/* CTA */
.cta-band{background:var(--gold);text-align:center;padding:70px 0!important;}
.cta-band h2{font-size:30px;margin-bottom:12px;}
.cta-band p{font-size:14.5px;color:#6d5200;max-width:500px;margin:0 auto 30px;line-height:1.7;}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:60px;align-items:start;}
.contact-info h3{font-size:18px;margin-bottom:14px;}
.contact-info p{font-size:14px;line-height:1.8;color:var(--slate);margin-bottom:18px;}
.contact-info .detail{display:grid;grid-template-columns:90px 1fr;gap:8px;font-size:13.5px;color:var(--navy);margin-bottom:10px;line-height:1.5;}
.contact-info .detail b{color:var(--slate-light);font-weight:400;}
.contact-info .detail a{transition:color .2s ease;}
.contact-info .detail a:hover{color:var(--gold);}
.contact-form{display:flex;flex-direction:column;gap:14px;}
.contact-form label{font-size:12px;letter-spacing:.05em;color:var(--slate);font-weight:700;}
.contact-form input,.contact-form textarea,.contact-form select{font-family:inherit;font-size:14px;padding:12px 14px;border:1px solid var(--line);border-radius:5px;background:#fff;color:var(--navy);width:100%;transition:border-color .2s ease,box-shadow .2s ease;}
.contact-form input:focus,.contact-form textarea:focus,.contact-form select:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.18);}
.contact-form textarea{resize:vertical;min-height:112px;}
.field{display:flex;flex-direction:column;gap:6px;}
.submit-btn{align-self:flex-start;margin-top:6px;border:0;}
.form-note{font-size:12px;color:var(--slate-light);margin-top:2px;line-height:1.6;}
.form-message{padding:12px 14px;border-radius:5px;font-size:13px;line-height:1.5;margin-bottom:4px;}
.form-message.success{background:#edf7ed;color:#245c2b;border:1px solid #cce8cf;}
.form-message.error{background:#fff0f0;color:#8a1a1a;border:1px solid #efcccc;}
.hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important;}

/* Footer */
.site-footer{background:#080E1E;padding:40px 0;}
.footer-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;}
.footer-copy{font-size:12px;color:#53627a;letter-spacing:.04em;}
.footer-links{display:flex;gap:24px;}
.footer-links a{font-size:12px;color:#6f82a1;letter-spacing:.04em;transition:color .2s ease;}
.footer-links a:hover,.footer-links a:focus-visible{color:#fff;}

/* Mobile navigation */
.mobile-nav{display:none;position:fixed;inset:0;background:var(--navy);z-index:2000;flex-direction:column;padding:32px;overflow-y:auto;}
.mobile-nav.open{display:flex;}
.mobile-nav-top{display:flex;justify-content:flex-end;margin-bottom:40px;}
.mobile-nav-top button{background:none;border:0;color:#fff;font-size:34px;line-height:1;cursor:pointer;padding:4px;}
.mobile-nav a{color:#fff;font-size:20px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.08);font-family:'Lora',Georgia,serif;}
.mobile-nav a:hover{color:var(--gold);}

/* WordPress utility and legal pages */
.inner-page{min-height:60vh;padding:80px 0;}
.inner-page article{max-width:820px;margin:0 auto;}
.inner-page h1{font-size:38px;margin-bottom:24px;}
.inner-page .entry-content{font-size:15px;line-height:1.85;color:var(--slate);}
.inner-page .entry-content h2,.inner-page .entry-content h3{margin:30px 0 12px;}
.inner-page .entry-content p,.inner-page .entry-content ul,.inner-page .entry-content ol{margin-bottom:18px;}
.inner-page .entry-content ul,.inner-page .entry-content ol{padding-left:24px;list-style:initial;}
.inner-page .entry-content a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px;}
.inner-page .entry-content a:hover{color:var(--gold);}

.legal-hero{background:var(--navy);padding:76px 0 70px;text-align:center;position:relative;overflow:hidden;}
.legal-hero::before{content:"";position:absolute;top:-150px;right:-90px;width:360px;height:360px;border:1px solid rgba(201,168,76,.12);border-radius:50%;}
.legal-hero::after{content:"";position:absolute;bottom:-180px;left:-80px;width:330px;height:330px;border:1px solid rgba(201,168,76,.08);border-radius:50%;}
.legal-hero .wrap{position:relative;z-index:1;}
.legal-hero h1{color:#fff;font-size:42px;line-height:1.25;margin:12px 0 0;}
.legal-page{background:var(--cream);padding:72px 0 88px;}
.legal-card{max-width:880px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:8px;padding:48px 54px;box-shadow:0 16px 45px rgba(15,28,56,.06);}
.legal-card .entry-content{font-size:15px;line-height:1.9;color:var(--slate);}
.legal-card .entry-content>p:first-child{font-size:16px;color:var(--navy);}
.legal-card .entry-content h2{font-size:24px;line-height:1.35;margin:38px 0 14px;padding-top:4px;color:var(--navy);}
.legal-card .entry-content h3{font-family:'Inter',Arial,sans-serif;font-size:16px;font-weight:700;margin:28px 0 10px;color:var(--navy);}
.legal-card .entry-content p,.legal-card .entry-content ul,.legal-card .entry-content ol{margin-bottom:18px;}
.legal-card .entry-content ul,.legal-card .entry-content ol{padding-left:24px;list-style:initial;}
.legal-card .entry-content li{margin-bottom:7px;}
.legal-card .entry-content a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px;}
.legal-card .entry-content a:hover{color:var(--gold);}
.legal-updated{font-size:12px;letter-spacing:.04em;color:var(--slate-light);margin-bottom:24px;}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.nav-cta,.pill{transition:none;}}
@media (max-width:880px){
  nav.links{display:none;}
  .menu-btn{display:block;}
  .hero h1{font-size:36px;}
  .grid-3{grid-template-columns:1fr;}
  .grid-3 .svc{border-right:none;border-bottom:1px solid var(--line);}
  .grid-3 .svc:last-child{border-bottom:none;}
  .grid-2{grid-template-columns:1fr;}
  .grid-2 .why{border-right:none;border-bottom:1px solid var(--line);}
  .grid-2 .why:last-child{border-bottom:none;}
  .grid-4{grid-template-columns:1fr 1fr;}
  .grid-4 .step{border-right:1px solid var(--line);border-bottom:1px solid var(--line);}
  .grid-4 .step:nth-child(2n){border-right:none;}
  .grid-4 .step:nth-last-child(-n+2){border-bottom:none;}
  .tgrid{grid-template-columns:1fr;}
  .contact-grid{grid-template-columns:1fr;gap:36px;}
  .stat{flex:1 1 45%;max-width:none;}
  .stat:nth-child(3){border-left:none;}
  .fintech-info{grid-template-columns:1fr;}
}
@media (max-width:782px){body.admin-bar .site-header{top:46px;}}
@media (max-width:520px){
  .wrap{padding:0 20px;}
  .nav-inner{min-height:66px;}
  .nav-cta{display:none;}
  .hero{padding:70px 0 80px;}
  .hero h1{font-size:29px;}
  .hero p{font-size:15px;}
  .site-main section{padding:56px 0;}
  .grid-4{grid-template-columns:1fr;}
  .grid-4 .step{border-right:none;border-bottom:1px solid var(--line);}
  .grid-4 .step:nth-last-child(2){border-bottom:1px solid var(--line);}
  .grid-4 .step:last-child{border-bottom:none;}
  .stat{flex:1 1 50%;min-width:50%;padding:26px 10px;}
  .stat:nth-child(odd){border-left:none;}
  .stat:nth-child(3),.stat:nth-child(4){border-top:1px solid var(--line);}
  .sec-head h2,.cta-band h2{font-size:27px;}
  .contact-info .detail{grid-template-columns:72px 1fr;}
  .footer-inner{align-items:flex-start;flex-direction:column;}
  .legal-hero{padding:58px 0 54px;}
  .legal-hero h1{font-size:32px;}
  .legal-page{padding:42px 0 58px;}
  .legal-card{padding:30px 22px;border-radius:6px;}
  .legal-card .entry-content h2{font-size:21px;}
}

/* Approved Privacy Policy document — matched to the supplied HTML design. */
.clarevance-privacy-document{font-family:'Inter',Arial,sans-serif;color:var(--navy);background:var(--white);-webkit-font-smoothing:antialiased;}
.clarevance-privacy-document a{text-decoration:none;color:var(--navy);}
.privacy-wrap{width:100%;max-width:820px;margin:0 auto;padding:0 32px;}
.privacy-header{background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08);}
.privacy-nav-inner{display:flex;align-items:center;justify-content:space-between;height:72px;}
.privacy-brand{display:flex;align-items:center;gap:12px;}
.privacy-brand-icon{width:38px;height:38px;border-radius:6px;background:rgba(255,255,255,.08);position:relative;flex-shrink:0;}
.privacy-brand-icon span{position:absolute;left:8px;right:8px;border-radius:2px;}
.privacy-brand-icon .bar1{top:12px;height:6px;background:rgba(255,255,255,.92);}
.privacy-brand-icon .bar2{top:21px;right:13px;height:6px;background:var(--gold);}
.privacy-brand-text .name{font-family:'Lora',Georgia,serif;font-size:18px;color:#fff;letter-spacing:.02em;display:block;line-height:1.05;}
.privacy-brand-text .sub{font-family:'Lora',Georgia,serif;font-size:9px;letter-spacing:.28em;color:var(--gold);display:block;line-height:1.05;}
.privacy-back-link{font-size:13px;color:var(--slate-light)!important;display:flex;align-items:center;gap:6px;transition:color .15s ease;}
.privacy-back-link:hover,.privacy-back-link:focus-visible{color:#fff!important;}
.privacy-back-link::before{content:'←';}
.privacy-page-hero{background:var(--navy);padding:48px 0 52px;border-bottom:3px solid var(--gold);}
.privacy-page-hero .privacy-eyebrow{font-size:11px;letter-spacing:.22em;text-transform:none;color:var(--gold);margin-bottom:12px;font-weight:700;}
.privacy-page-hero h1{font-family:'Lora',Georgia,serif;font-size:34px;font-weight:400;color:#fff;margin:0 0 10px;line-height:1.25;}
.privacy-page-hero .privacy-meta{font-size:13px;color:var(--slate-light);}
.privacy-content{padding:56px 0 80px;background:#fff;}
.privacy-entry-content h2{font-family:'Lora',Georgia,serif;font-size:20px;font-weight:400;color:var(--navy);margin:40px 0 12px;padding-bottom:10px;border-bottom:1px solid var(--line);line-height:1.35;}
.privacy-entry-content h2:first-of-type{margin-top:0;}
.privacy-entry-content h3{font-family:'Inter',Arial,sans-serif;font-size:15px;font-weight:700;color:var(--navy);margin:24px 0 8px;}
.privacy-entry-content p{font-size:14.5px;line-height:1.85;color:var(--slate);margin-bottom:14px;}
.privacy-entry-content ul{list-style:disc;margin:0 0 14px 20px;padding:0;}
.privacy-entry-content ul li{font-size:14.5px;line-height:1.85;color:var(--slate);margin-bottom:6px;}
.privacy-entry-content a{color:var(--navy);text-decoration:underline;text-underline-offset:2px;}
.privacy-entry-content a:hover,.privacy-entry-content a:focus-visible{color:var(--gold);}
.privacy-entry-content .info-box{background:var(--cream);border-left:3px solid var(--gold);border-radius:0 6px 6px 0;padding:16px 20px;margin:24px 0;}
.privacy-entry-content .info-box p{margin:0;font-size:13.5px;}
.privacy-entry-content .update-badge{display:inline-block;background:#e8f3e8;color:#2a6b2a;font-size:11px;font-weight:700;letter-spacing:.08em;padding:3px 10px;border-radius:20px;margin-bottom:16px;}
.privacy-footer{background:#080E1E;padding:32px 0;}
.privacy-footer-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;}
.privacy-footer-copy{font-size:12px;color:#3a4a60;letter-spacing:.04em;}
.privacy-footer-links{display:flex;gap:24px;}
.privacy-footer-links a{font-size:12px;color:#5a6f90;letter-spacing:.04em;transition:color .15s ease;}
.privacy-footer-links a:hover,.privacy-footer-links a:focus-visible{color:#fff;}
@media(max-width:600px){
  .privacy-wrap{padding:0 20px;}
  .privacy-page-hero h1{font-size:26px;}
  .privacy-entry-content h2{font-size:18px;}
  .privacy-back-link span{display:none;}
  .privacy-footer-inner{align-items:flex-start;flex-direction:column;}
}


/* Approved Terms of Use document — v1.5 */
.clarevance-terms-document{font-family:'Inter',Arial,sans-serif;color:var(--navy);background:var(--white);-webkit-font-smoothing:antialiased;}
.clarevance-terms-document a{text-decoration:none;color:var(--navy);}
.terms-wrap{width:100%;max-width:820px;margin:0 auto;padding:0 32px;}
.terms-header{background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08);}
.terms-nav-inner{display:flex;align-items:center;justify-content:space-between;height:72px;}
.terms-brand{display:flex;align-items:center;gap:12px;}
.terms-brand-icon{width:38px;height:38px;border-radius:6px;background:rgba(255,255,255,.08);position:relative;flex-shrink:0;}
.terms-brand-icon span{position:absolute;left:8px;right:8px;border-radius:2px;}
.terms-brand-icon .bar1{top:12px;height:6px;background:rgba(255,255,255,.92);}
.terms-brand-icon .bar2{top:21px;right:13px;height:6px;background:var(--gold);}
.terms-brand-text .name{font-family:'Lora',Georgia,serif;font-size:18px;color:#fff;letter-spacing:.02em;display:block;line-height:1.05;}
.terms-brand-text .sub{font-family:'Lora',Georgia,serif;font-size:9px;letter-spacing:.28em;color:var(--gold);display:block;line-height:1.05;}
.terms-back-link{font-size:13px;color:var(--slate-light)!important;display:flex;align-items:center;gap:6px;transition:color .15s ease;}
.terms-back-link:hover,.terms-back-link:focus-visible{color:#fff!important;}
.terms-back-link::before{content:'←';}
.terms-page-hero{background:var(--navy);padding:48px 0 52px;border-bottom:3px solid var(--gold);}
.terms-page-hero .terms-eyebrow{font-size:11px;letter-spacing:.22em;color:var(--gold);margin-bottom:12px;font-weight:700;}
.terms-page-hero h1{font-family:'Lora',Georgia,serif;font-size:34px;font-weight:400;color:#fff;margin:0 0 10px;line-height:1.25;}
.terms-page-hero .terms-meta{font-size:13px;color:var(--slate-light);}
.terms-content{padding:56px 0 80px;background:#fff;}
.terms-entry-content h2{font-family:'Lora',Georgia,serif;font-size:20px;font-weight:400;color:var(--navy);margin:40px 0 12px;padding-bottom:10px;border-bottom:1px solid var(--line);line-height:1.35;}
.terms-entry-content h2:first-of-type{margin-top:0;}
.terms-entry-content h3{font-family:'Inter',Arial,sans-serif;font-size:15px;font-weight:700;color:var(--navy);margin:24px 0 8px;}
.terms-entry-content p{font-size:14.5px;line-height:1.85;color:var(--slate);margin-bottom:14px;}
.terms-entry-content ul{list-style:disc;margin:0 0 14px 20px;padding:0;}
.terms-entry-content ul li{font-size:14.5px;line-height:1.85;color:var(--slate);margin-bottom:6px;}
.terms-entry-content a{color:var(--navy);text-decoration:underline;text-underline-offset:2px;}
.terms-entry-content a:hover,.terms-entry-content a:focus-visible{color:var(--gold);}
.terms-entry-content .info-box{background:var(--cream);border-left:3px solid var(--gold);border-radius:0 6px 6px 0;padding:16px 20px;margin:24px 0;}
.terms-entry-content .info-box p{margin:0;font-size:13.5px;}
.terms-footer{background:#080E1E;padding:32px 0;}
.terms-footer-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;}
.terms-footer-copy{font-size:12px;color:#3a4a60;letter-spacing:.04em;}
.terms-footer-links{display:flex;gap:24px;}
.terms-footer-links a{font-size:12px;color:#5a6f90;letter-spacing:.04em;transition:color .15s ease;}
.terms-footer-links a:hover,.terms-footer-links a:focus-visible{color:#fff;}
@media(max-width:600px){
  .terms-wrap{padding:0 20px;}
  .terms-page-hero h1{font-size:26px;}
  .terms-entry-content h2{font-size:18px;}
  .terms-back-link span{display:none;}
  .terms-footer-inner{align-items:flex-start;flex-direction:column;}
}